News & Events

NY Boat Insurance: What Every New York Boater Needs to Know

Boat on water

Boating in New York offers unforgettable experiences. In these experiences, having the right boat insurance is a must. With the help of Travelers Insurance, let’s cover what boat insurance typically includes, if it’s required in New York, how to choose the right policy, and what factors affect your premium. Is Boat Insurance Required in New…

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Defensive Driving Techniques to Stay Safe and Lower Insurance Costs

Driver navigating a road

Driving is something most of us do daily, but how often do we think about how we drive? Defensive driving techniques are essential strategies for avoiding accidents, protecting lives, and even lowering your auto insurance premiums. Whether you’re a new driver or have years behind the wheel, learning and practicing defensive driving can pay off…

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What Does Homeowners Insurance Actually Cover?

man and woman holding keys in front of a house door

Getting homeowners insurance is not only a wise choice, but it’s frequently a requirement when you own a home. The majority of basic homeowners insurance policies cover liability, personal property, and your home, though each policy may differ based on your area and provider. Understanding these basic coverages can help you feel more confident and…

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Motorcycle Insurance Rochester NY: Coverage, Costs, and Local Tips

motorcycle in front of open field

Although riding a motorcycle around Rochester can be exhilarating, there are some possible safety risks that should be considered. Having the right motorcycle insurance is not only wise but necessary by law. While you’re cruising through the downtown area, along the shores of Lake Ontario, or into the Finger Lakes region, you deserve peace of…

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Why Lithium-Ion Battery Fires Are on the Rise and How to Stay Safe at Home

phone devices charging

Lithium-ion batteries power more aspects of our everyday lives than ever before in today’s technologically advanced society. These small, rechargeable batteries are nearly always included in laptops and cellphones to e-bikes, power tools, and residential energy storage systems. However, a concerning issue has coincided with their widespread use: a notable increase in lithium-ion battery fire…

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How Umbrella Policies Provide Extra Protection During Personal Injury Cases

firefighters assisting at a car crash

Your typical homeowners’ or auto insurance policy might not be sufficient to cover all the damages in a catastrophic accident. This is where umbrella policies are useful in circumstances involving personal injuries.. With the help of Hartley Law, let’s discuss how umbrella insurance protects you against liability claims, expensive medical bills, and legal fees by…

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