Unless you can predict the future, life’s next move will always be a mystery. But uncertainty and “what ifs” are no reason for concern. Take a proactive approach to protecting yourself, your family & your assets and let our agents help you find the right coverage for all your personal insurance needs.
Do you own a car? Do you drive it? If you answered “yes” to both, you need personal car insurance. See what’s required.
Homeowners insurance (a.k.a. home insurance) protects the structure of your home and the personal possessions in and around it, and provides liability protection to all residents.
The future can change course in a heartbeat. Life insurance ensures that the ones you love will be financially protected if the worst happens. Even if you're safe and healthy, we recommend you explore your options for life insurance.
Serious motorcycle accidents happen every 14 seconds in the United States. And 25% of stolen bikes are never recovered. That’s why you need motorcycle insurance.
A life jacket shouldn't be the only thing keeping you safe on the water - make sure you have adequate boat insurance to cover property damage, collisions, injuries, and anything else that may happen on the lake, pond, or river.
Accidents happen off the roads, too. A snowmobile or ATV insurance policy provides coverage for collision, personal liability, medical bills and more. This type of coverage is ideal for outdoor enthusiasts.
Your RV is part car and part home — auto home, if you will — but it’s not fully covered by either insurance. For full protection, you need an RV insurance policy. If you are located in Rochester, New York or the greater area and you own an RV, this type of insurance is for you.
Get extra liability coverage that sits on top of your primary personal insurances—for extra peace of mind.
If your business uses mechanical, electrical, or pressurized equipment, you’ll need more than simple property insurance to operate. Learn more about M&E insurance….
‘We will pay damages in excess of the retained limit for………Bodily Injury or property damage an insured becomes legally liable due to an occurrence to which this policy applies and Personal Liability to which the policy applies.’ This coverage applies to damages in excess of the retained limit.” What does this mean? An umbrella is…
If you’re trying to decide whether or not to start the property damage insurance claims process when there’s damage to your home – keep these questions in mind. …