Auto Insurance Premiums—Why Do They Keep Rising?

  If you’ve asked yourself this question in recent years as your rates have gone up, there are a variety of factors that have played into these increases. First and foremost, we are a nation of distracted drivers. Accidents involving distracted driving have risen 15%+ since 2011. With more accidents come more claims. Second, repairs…

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It’s Not Life or Death… but Life Insurance is Highly Undervalued

  It is certainly not an everyday occurrence, but we have been thinking about/talking about life insurance a lot lately.  We have written policies for key man insurance and buy-sell agreements for several commercial clients.  In addition, a couple of our own staff and their spouses have added extra coverage in the past year. Admittedly,…

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