Keep Your Business Safe with HVAC Contractor Liability Insurance

Running an HVAC business comes with many responsibilities and unavoidable risks. From installing complex heating and cooling systems to servicing clients in homes and businesses, accidents can happen at any time. A single slip-up, property damage claim, or personal injury lawsuit can put your business and financial future at risk. That is why HVAC contractor…

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How Umbrella Policies Provide Extra Protection During Personal Injury Cases

firefighters assisting at a car crash

Your typical homeowners’ or auto insurance policy might not be sufficient to cover all the damages in a catastrophic accident. This is where umbrella policies are useful in circumstances involving personal injuries.. With the help of Hartley Law, let’s discuss how umbrella insurance protects you against liability claims, expensive medical bills, and legal fees by…

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HVAC Technician Insurance: Preparing for Seasonal Changes and Climate Risks

As seasonal weather patterns become increasingly unpredictable and extreme climate events more frequent, HVAC technicians face growing challenges in their day-to-day operations. From scorching summer heatwaves to frigid winter storms, these changing conditions not only affect your workload but also create new liability exposures for your business. Having appropriate insurance coverage is no longer just…

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What Are The Risks of Selling Alcohol in New York State?

In New York State, selling alcohol entails negotiating a complicated regulatory environment with high financial and legal risks. Businesses must be aware of these dangers in order to stay in compliance—and stay out of trouble.  Licensing Requirements Obtaining and maintaining the appropriate alcohol sales license is crucial. The New York State Liquor Authority (NYSLA) strictly…

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