Landlord & Property Insurance Policies

The Feltner Group is committed to finding our clients the best rated property insurance in Rochester, NY.

Your landlord insurance requirements may vary depending on multiple factors but managing your overall landlord insurance cost doesn’t have to be complicated. Our property insurance specialists will take the time to thoroughly evaluate your situation, and find landlord insurance that provides the comprehensive protection you require.

Not sure of the answers?

Get a Free Consultation

Property & Landlord Insurance

What it is

If you are a landlord, property owner, or thinking about becoming either, you will want to get property insurance coverage in place. By having property or landlord insurance, you are protected from possible losses to the physical structure as well as possible liability claims that may arise out of your management of the property or properties you own.

Property & Landlord Insurance

Who needs it

Any property owner or landlord should have a policy on each building they own. Depending on the size and nature of the facility, you may want a single policy for each property. In other cases, multiple properties can be combined on the same property insurance policy for ease of management as well as possible premium savings.

Property & Landlord Insurance

What it covers

A property insurance policy covers the obvious—the building(s) you own along with items inside the facility. This can include equipment, furniture, computers, inventory, supplies, fixtures, and more. Property insurance may extend to certain assets outside your building, too, like your company sign, landscaping, fences, or external structures. Because all of these assets are a part of your property and can impact your ability to conduct business regularly, they could be covered under the policy.

In addition, your property or landlord insurance policy will likely include coverage for less-obvious assets. This could include accounts receivables, valuable papers, records that might need reproduction after a loss, and even lost income for when your operations might be suspended due to a covered loss.

Property & Landlord Insurance

Why you need it

One of the more critical components of a property policy is premises liability coverage. As the owner of a building/properties, you are responsible for their upkeep and ensuring the premises are safe for those coming and going. Property insurance policies will include coverage for this risk exposure.

As independent brokers, we work for our clients, not the insurance companies.

And we’re dedicated to helping you get the coverage you need at the best rates possible.

Get a Free Consultation

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
What types of insurance do you need?

Submission of this form and your phone number implies the following:

  • Your agreement to our Privacy Policy and Terms & Conditions.
  • Your consent to receive text messages (e.g., appointment reminders) from The Feltner Group at the number provided, including messages sent by autodialer. Consent is not a condition of purchase. Msg frequency varies. Msg & data rates may apply. Unsubscribe any time by replying STOP. Reply HELP for help.