Whether you’ve been hit by a natural disaster, are experiencing a period of family growth, or are just ready to look for a new place to call “home”, there is a lot to consider given today’s housing market. Here are some considerations to keep in mind when buying a house in the current market….
Do You Need Boat Insurance To…?
The warm weather is here, and now is a great time to brush up on steps you can take to stay safe out on the water. Not only should you look into life jackets and flotation devices, but you should also be sure to look into your boat insurance coverage as well….
Ideas on how to manage your Workers’ Compensation Premiums
“What are these rates and where do they actually come from?” is a common question we hear when going through an initial workers’ compensation quote with a start-up business (to be honest, we hear this from established businesses too!). So we do our level best to fully explain the ins and outs of workers’…
Auto Insurance Premiums—Why Do They Keep Rising?
If you’ve asked yourself this question in recent years as your rates have gone up, there are a variety of factors that have played into these increases. First and foremost, we are a nation of distracted drivers. Accidents involving distracted driving have risen 15%+ since 2011. With more accidents come more claims. Second, repairs…
It’s Not Life or Death… but Life Insurance is Highly Undervalued
It is certainly not an everyday occurrence, but we have been thinking about/talking about life insurance a lot lately. We have written policies for key man insurance and buy-sell agreements for several commercial clients. In addition, a couple of our own staff and their spouses have added extra coverage in the past year. Admittedly,…
When does it become YOUR brewing system?
Every time we work with a new brewery, a unique question or two inevitably come up. Finding the answers is always an interesting endeavor….
Risk Management: Are You Prepared?
Whether you’re building your first brewery or expanding your existing operations, there’s a lot to know about proper risk management and ways to control your losses….
Liability Issues With Teen Drinking At Graduation & Prom Parties
As we enter the season of proms and graduation parties, it’s a good time to review what liability, auto and homeowners insurance policies cover–and what they don’t….