“What are these rates and where do they actually come from?” is a common question we hear when going through an initial workers’ compensation quote with a start-up business (to be honest, we hear this from established businesses too!). So we do our level best to fully explain the ins and outs of workers’…
If you’ve asked yourself this question in recent years as your rates have gone up, there are a variety of factors that have played into these increases. First and foremost, we are a nation of distracted drivers. Accidents involving distracted driving have risen 15%+ since 2011. With more accidents come more claims. Second, repairs…
It is certainly not an everyday occurrence, but we have been thinking about/talking about life insurance a lot lately. We have written policies for key man insurance and buy-sell agreements for several commercial clients. In addition, a couple of our own staff and their spouses have added extra coverage in the past year. Admittedly,…
Every time we work with a new brewery, a unique question or two inevitably come up. Finding the answers is always an interesting endeavor….
Whether you’re building your first brewery or expanding your existing operations, there’s a lot to know about proper risk management and ways to control your losses….
As we enter the season of proms and graduation parties, it’s a good time to review what liability, auto and homeowners insurance policies cover–and what they don’t….